So after today I will cut off all contact to her. but i have a question how do i deal with the car payment. it is in both our names and it is messing my credit up..... do i still contact her when i get the late notice?
No, I wouldn't. Just keep tabs on it and pay it at the last minute. No sense losing the car or messing up your credit rating.
If it were me, I'd just pay off the entire balance if I could easily swing it. Then you no longer have to worry about it.
M: A really long time. Crisis: 5 years. She's still worth it.
Life is never made unbearable by circumstances, but only by lack of meaning and purpose. -Viktor Frankl