How to make it work again?

[scaredsilly]

There will be no one to make sure he follows the trust agreement when it comes to the terms for financial "gifts" after I'm gone.
He took 20k out of our trust account without my knowledge. I found out when I looked nine days later. My son would not have access to those accounts to monitor then nor would he feel comfortable doing so.

A living trust is not a complete guarantee. He's a trustee. I won't be doing it over. I'll just plan on a financial separation down the road in, say, 15 years or so.