Financial question. W isn't willing to discuss much when it comes to finances. How do I help her understand that I/we need to make some tough financial decisions, especially related to our home? I can't be as tough as I'd like because this is a two income responsibility. I need her to help pay the mortgage, which means I have to put up with her foolish spending.
This is not really a DB question, but spend some time, get your ducks in a row. Being 'tough' is not the same as setting boundaries. Don't be tough. Find a lawyer if yu havent and protect yourself WITHOUT going for the jugular.
Without specifics, everyone knows what that means.