I can only agree with everyone on how great gratitude lists are... The first thing I do when I wake up is make a mental list, starting with being grateful for being alive again today. I do it and it really helps me start my day with a different outlook.
Then I do another one when I go to bed at night. That one is mostly one recounting my blessings for that day. It helps me realize that there are MANY, MANY others less fortunate than me.
As for the unfairness of it all. Drop it. As 25 says, life will be the one to teach people, not us. Yes, life is not always fair - and then what? Should we curl up in a ball and do nothing all day because our life seems unfair? NO! We get up and fight back! We prove to ourselves and to "life" that no matter what, we can define our own destiny and make it fair by our own standards.
As for the money... I think the most important lesson I have learned from all my hardships in the last two years is to value what is truly important. Yes, my financial stability has been destroyed. My savings, my retirement fund, my two homes - all gone. I literally don't have cash for essential expenses beyond two months from now. Yet I cannot dwell on it. I have to figure out a solution. I am smart enough and my kids deserve it. So do you and your kids. At the end of the day, money is nothing, it means nothing if you don't have the most important things in your life - your health, your children and your peace of mind knowing that you are doing your best to be the best person you can be.
Dont dispair... It can get better, but you need to nudge yourself a bit now to get there. Start with the gratitude lists. You will see benefits way beyond just being grateful. You won't regret it!
((((((NLW))))))))
Me & H: 44 D7, D6, S3 Together: 20y, M: 17y EA: 11/13/10, Sep: 12/23/10 EA becomes PA: Spring 2011 H filed for D: 09/06/12 D Negotiating began 2/15 OW seemingly gone on 3/15 Still negotiating D