I have been talking with banks and mortgage brokers this week to figure out if I can keep my house and still be able to afford it with everything considered.
I have also contacted my L and indicated that unfortunately, we are moving forward.
To my surprise, I asked my W on Monday if she would be willing to meet up tonight, and she agreed to do it. So I am confirmed to meet up with her. My only game plan is to go in there, reflect back to her what I heard last week, and apologize for what I need to apologize for. I think she really needs the floor again, and if she wants, I will let her have the floor, and I will just listen.