T, Patience will get you from point X to point Z, but it's a very slow process when they are slowly, but surely processing everything. So, I'm asking you to dig deeper for patience and understanding right now.
Your wife is still very fragile and she's still trying to understand things that may have happened in the past. She may very well be comparing her own childhood situation w/the way that she's handled her own children's childhoods. Some day, she will tell you about it, but you've got to be patient.
I know you weren't too happy that she spent several days mulling over the financial situation, but relax, they do this because they are starting to see life w/o the rose colored glasses. Has she always done this before even when she was in the fog or was this a new reaction for her?
Hang in there. You are doing great...try not to get too impatient...your wife is actually further along than I thought she would be at this time. Just remember, you are trying to get a skittish kitten to come to you and you know how hard that is at times!
Sit quietly, the answers will reveal themselves when you least expect them to. The past is gone, the present is a gift and you need to focus on today, allow the future to reveal itself when it is ready.