SS, is your H a reader? If he is, you might suggest to him that he read "The Millionaire Next Door". It goes into a lot of detail about why it is a bad idea to financially support your kids past the point that they should be doing it themselves. It also talks about how it's important to put your own financial needs FIRST. Often we sacrifice our own financial needs for our kids, this can result in A)us having to live a diminished lifestyles in retirement or not getting to retire at all and B)the very kids we're trying to help become permanently dependent upon that help and can't ever break free and get by on their own. There's a lot of other great financial info in the book, it's a very interesting read. If your H isn't a reader then perhaps you could read it and discuss some of the info with him.