. I hate spending money on stuff I could be doing myself.
So why haven't you done it yet?? Not trying to be mean but... Sounds like your H may be right on this one if it's been a year ask for help it does not hurt. If you have the money and it will get the job done and no more stress, then I say go for it. I'm gonna hire a maid service to help me with some of the household chores. No pride here in that department.
You can not change your past, but you can ruin a perfectly good present by worrying about the future.