Btw GG, if you go to financialmentor dot com and look at their "ultimate retirement calculator", it's the most useful one I've found, and very easy to use even if you have multiple sources of income starting at different times etc.

My lifestyle will not be what I was expecting either, but I feel a lot better about my future prospects when I can calculate it all out and see I do indeed have enough. And of course, for either of us, if we DO end up in a new relationship, (with a financially stable guy), our financial picture improves even more.

Incidentally, my ex-sister-in-law, after my brother dumped her, went on to a long-term relationship with a wealthy guy - she's living in Hawaii at the moment. So it can happen smile