Haha I've listened to Dave Ramsey when he first started years ago. He's a local boy for me. We started doing well on his plan until the last couple of years when my W started pinging away about getting a new house (oue old house was down to 50k now i'm in the hundreds). I think she put her value into this house and pool and... stuff. I lost my focus trying to please her and need my mojo back.
You can not change your past, but you can ruin a perfectly good present by worrying about the future.
