If I know her H, the carrot won't work either. He just isn't capable of getting his act together around the finances without a TREMENDOUS amount of effort, and in the end it's not really worth it to him. He'll just remortgage the house and make up for it later. I would not expect this behavior to change.
Me54, H53 M 23, T 25 S20, S18 BD: April 2024 Moved out: August 2024
Love means not giving up on someone even if they've given up on you.
"Being right is the booby prize of life." - Susan Page