That's so funny. My wife would bring up going to Vegas or something small occasionally and we almost booked it a few times, but she'd get up the next morning and decide against it. Then, she decided that we should do something grand for my oldest son's senior year and the kids decide on a cruise. We have been discussing it on and off for a few months.
Fast forward to about a month ago and W tells me to book it. I say something like, I'd kinda like to know where we're going because I don't want to spend money on a trip if I need that money for an attorney. She responds with "wouldn't you still want to take a vacation with your children even if we were D?" I poked a little fun at her and said "yeah, I would, but my gf probably wouldn't allow it." She says "just bring her and we'll be fine." We both had a laugh, but a few days later, she pushes me again to book, so we did. I really do think it'll be a vacation of a lifetime for my kids, and if we end up D, then all the better that they got to experience it as a family. 11 days til sailing! (and about 6 weeks before our first court date :s)
So first off, I would not book/pay this without discussing with your W. That might make her feel trapped, or discounted. You might ask her if she'd like to book with the insurance so that either of you can cancel between now and then. This basically gives you the ability to "not make a decision right now." I'd lay it out as no expectations, time for the kids, etc etc. Then just see how the next few months go.
