sam, You did okay! She will need to figure out how to handle the situation w/the withdrawal from her retirement and the penalities that go along w/it. She will not learn the facts of life if you rescue her. She's growing up and needs to make her own mistakes and learn from them.
Hang in there!
Sit quietly, the answers will reveal themselves when you least expect them to. The past is gone, the present is a gift and you need to focus on today, allow the future to reveal itself when it is ready.
