As you know it isn't the end of the world. You can get through it. You need to get all of your financials together. If you haven't already you will need to go to a credit counselor. They will have to be able to print out a form that you did go. From the time I filed, it was about a month later I had to go to the court. Then about 2 months later it was over.
I wish that my ex hadn't forced us to take this route but I can't change the past. You will be fine.
Hugs, kat
Me-53(and learning!) S24, S21, D18, D17 Just keep swimming, Just keep swimming. Dory