Mach, that was such an insightful post. I agree with you. I have almost gone through the fear, and I've been at this for ages. Much longer than Tad.
What Mach says, Tad .... keep it simple, but also take it slowly. There's no rush to figure everything out in one day.
Me:57 H:52 M:28 Got another lawyer last year and filed. D35,S/D twins28,D22 EA4/04 End? Who knows? "Life is like a mirror. Smile at it and it smiles back at you." — Peace Pilgrim