Accepting reality, moving on with my life

[breakdownbill]

I've been taking some first steps towards separation & D.

Today I opened up a separate bank account & I have been looking at all the financial help & entitlements available to me.

The conversation that I am going to have with my W, when I tell her I want a Divorce is not going to be easy.

I had thought about just filing & serving my W the papers, but I thik I owe it to her to be upfront & sensible in discussing what we can agree on.

The main asset is the house & the equity in it is probably only between 10 & 20k.

I know that I don't want to take on the house, so that leaves 2 options.

1. W stays in the house if she can get the mortgage in her sole name & some kind of settlement is made to me either now or in the future.

2. We sell the house, get separate houses & split the equity.

I really want shared residency of the children where they would live 4 days with Mum 3 days with dad 1 week - then 3 days with mum and 4 days with dad the next.

I've got no idea how the conversation will go when I tell her I want a D, other than what I will say & I just hope that we can come to some agreement that suits us both that doesn't get messy for the kids.

Is there anyone on here that has got any advice for one of these conversations? (who's been through it)

Anyone know what not to say?

Thanks Bill