After 18 months - H is finally filing.

[keep_going]

Vero, 25, BM - I am glad you guys liked my list. I feel pretty good about it.
25 - Thanks for the EE recommend. I want to do it, but right now my financial sitch is at a breaking point, so I will have to hold off on it. But it's something I definitely want to do as soon as it's possible.

This morning I have been trying to brainstorm how to proceed re. our financial crisis. As you all know, I decided to stay at home when my S was born in July of 2011. At the time and until last Tuesday when he got laid off, my H had a very nice job that could afford me doing that.

So now we only have enough savings to last us roughly 3 months of just the very basic expenses - rent, food, utilities, gas, girls pre-school, health and life insurance. After that, it's credit cards or some loan from family or a friend. To make matters worse, my H hired a L and filed for D 5 days before his layoff. So I now have 30 days to respond.

My concern is that we just don't have money for a D right now.
I do plan to pay for a consult with my prospective L ASAP to discuss my H's unemployment issue and if and when I should get a job, etc. But I just don't see how in the world my H expects me to use 7k of our remaining money to hire a lawyer, when we know that in 3 months we will be completely out of cash...

What do people do in these situation?

My H has not made any attempt to talk to me and try to come up with a plan on how we will handle finances at this point. I plan to talk to him about it on Monday (today is his birthday and I didn't want to spoil his weekend with the kids).

I think I will ask him if given his layoff if he still plans to go ahead full steam with the D process or if he will consider putting it on hold until our financial situation stabilizes. If he says nothing has changed, then I guess I will have no choice but to go ahead and hire my L and spend the 7k? There is no way I will sign any doc. or take any action w/o my lawyer's advice, specially now that H has no job.

It seems so ludicrous and against the well-being of our kids given how dire our financial sitch is...

Any thoughts? This is all un-chartered territory for me.

Thanks for any advice or help!!!!