How about.

For insurance you are covered to the following date :
After this time you will be on your own insurance. If you have any questions call Judy are agent at xxx-xxx-xxxx

For the phone you are covered to the following date :

If you need to change providers let me know as I have to call the provider and give authorization.

The cheque for the deposit will be mailed to you on this day :

H

Flowers always make people better, happier, and more helpful; they are sunshine, food and medicine for the soul.
unconditional love is awesome!