Sorry Acc if I was a bit snippy in my last post, this has just got me bent out of shape.
“W, it's important to me to turn around our financial situation. Part of that requires me to earn more money, but the second more important part is to create a budget of what we can afford and stick to it. If we cheat on that budget, we'll never get where we want to be. If you'd like, we can sit down with the financial counselor again to review the budget and see how we might come up with more money between the two of us."
Ok, I like this^^^^^ verbiage a lot. When we agreed on the 1,000 a month we did that on our own, not with anyone else, no counselor, advisor, etc…. When W moved out she decided to move into an expensive apartment that she can’t afford. I never said a word to her about it and I don’t plan on it.
In terms of a financial advisor, I took Acc’s suggestion and met with one a couple weeks ago on my own. I have my own budget now, I am enrolling in a retirement plan this week, etc… Your absolutely right, if I tell her I am barely getting buy she won’t believe me. On the flip side, I doubt she would go to a financial advisor with me. I like the idea but it would cause some additional tension and stir the pot. Some of the skeletons would come out of the closet on both sides. Sh!t, this is stressful, I don’t know the right path. Acc, I am curious why you say this is “dangerous grounds”? Is it because you know the financial stuff is a huge part of our problem/solution?
