Ok, I have an idea. Please let me know what you think. Recently I’ve been trying to work out payment arrangements with some of these creditors (that’s something I didn’t do a good job at in the past).
This one creditor that’s garnishing me wouldn’t be flexible on payment terms. They wanted a payment close to 300.00 a month which wouldn’t work with my budget. Since I couldn’t make that large of a payment that’s why it’s come to this garnishment.
Through my wife’s eyes she won’t be happy knowing I am getting garnished but at least I am working on getting these past due accounts taken care of. What do you think, is it ok to address it in that fashion or would it not do any good and not make a difference?