MrD, why do you want to drop your W from your health insurance? i'm a little confused and maybe your answer is in your thread somewhere so i apologize.
i know that my H's ins. has me and two of his kids on it. the premiums can be for one (himself), two (me and him), or more than two (the four of us). if he took me off, his premium would remain the same because he'd still have more than two.
it looks like you'd be in the same situation with a wife and two kids. will it reduce your premium if you take her off?
I'm more concerned about W consuming these not in network Dr visits that are not fully covered. I'd be liable for these costs, right?
M44 / W43 Married 24 / Together 24.5 S12 S7 ILYBNILWY/Bomb: 4-15-2012 Counseling started 5-1-2012 Counseling ended 6-7-2012