Wendy, You will be okay and if you want to stay in Hawaii, then do so. I'm glad to read that you had the numbers run for you. That helps you to see the bigger picture. You now have something to work toward. Good for you!
Sit quietly, the answers will reveal themselves when you least expect them to. The past is gone, the present is a gift and you need to focus on today, allow the future to reveal itself when it is ready.