Going well Navy
But don't don't discourage or encourage. My W was in a similar bind. Encouraging her only pressured her, and made her think I was taunting her, telling her things were bad only caused her to turtle up even more in her misery.

She won't say: gee I can't get a job so I'll love my husband to keep my lifestyle. She'll think great I can't get a job so I'm stuck with this jerk! Might as well make his life miserable!

Just don't touch the subject, it's her problem not yours. You want to help, but she doesn't want it, so don't give it.