GWN, I haven't followed your whole thread, so I won't throw in on R advice. I think you're doing well if you're still DB'g at all this late in the game.
Re the boat: if it's a luxury item and you believe he's ultimately going to take over the payments, then you might be better off in the long run financially. The fact that it's already with a broker and not sold means that people aren't lined up for it. As long as you can confirm that the insurance is paid up, the depreciation is primarily defined by aging. Someone as proud of their boat as you've described your H is not going to do anything to damage it.
In other words, I think you did well, and for the right reasons besides.
