Thanks, Snodderly, for your great insight.

That will be my mantra: be careful and keep your expectations at zero.

The boat loan business... I co-signed the loan because he would not have been able to get it himself. It was meant to be a long term luxury investment so the payments are only $100 every two weeks. He won't be able to get the loan on his own - his only hope is to find another guarantor / co-signer, which is also unlikely to happen. His credit rating was in the toilet when we met. My top tier credit rating is helping him raise it, but it's still not where it needs to be. He promised, and has demonstrated quite clearly over the past 8-9 months, that he won't default. I believe him.

My gut tells me to not get in the way of this. We both acknowledged how much he loves the boat. If his attachment is allowed to grow, then it's more likely that he'll hang on to it and buy me out next year.

I just needed to process the emotional aspect of it and am pretty sure I have. I had told him Monday, but I think I might just call him tonight and let him know that he can come take it when I'm out tomorrow.


me 45
H 46
T 5
M 2.5
BD Sept 6 2011
OW Sept 8 2011
Threw him out Sept 8 2011