Yeah, that employer is claiming he's paying the insurance, and then taking the employee's money under the table - cheating the government in some way, I'm sure of it.
Wedding planning sounds like something you could be good at! But I have to ask - what is your relationship with your DIL like? Will you really be able to work under her without it wrecking family relationships? Or should you stick to babysitting the kids and let her find other people to do the other stuff? Think carefully about your personalities, and about how you'll react if she (as the "boss") criticizes you for not doing something fast enough or well enough?
I'm not saying it won't work - it might be fabulous. Just look closely at your interpersonal dynamics.
And I think it's not such a bad idea to stay on the island until you get things settled at least. The only problem I see is the risk of you getting priced out of the housing market if you wait too long to buy a new place - BUT - at the same time, it's not a good idea to jump too quickly into a purchase when your life is so unsettled.
