Yes, I can afford the mortgage whether we refi or not. My H has flip flopped about wanting his name off the mortgage. As far as saving money, I'm the only one who will so I don't understand why he's putting so much energy into this. When I wasn't working I wouldn't have qualified on my own and i needed a lower payment so I would have needed him to refi with me. He was unwilling at that time, even though it was best for the kids to stay in their home. I quickly got a job which changed everything. In due time I should be able to qualify on my own, so why he wants to be part of this process is perplexing. Could he want to do this because rates are low right now and he's thinking he wants to lock something in now in case we reconcile? Seriously, he has to have a motive, but what is it? I'm not asking him because it will just give him an opportunity to lie to me and put me on tilt. In the meantime, he didn't respond to my email either because he thinks he is blocked (he's not fom work) or he's annoyed at what I said.
