Look into the tax consequences of your choices, too.

For instance - have you been in the house over two years? Would the proceeds from the sale exceed the $250,000 tax limit? You don't want to take all your share in house equity then get socked for a big tax bill.

In that case, you would be better off splitting up the house proceeds and taking some of the IRAs.

Also - don't sell yourself short. Remember you have to pay taxes on the alimony you receive, while he gets a tax break. Might you be better off to take a lump sum (like the IRAs) than to receive alimony? These are the kinds of questions you need to ask yourself. And make sure you are receiving alimony for at least 1/2 the number of years you have been married - that is the formula in my state, anyway. Also - in my state, at least, the alimony always remains open to renegotiation (for instance, if my ex became unemployed, he could go back to court and petition to have the alimony reduced or stopped). A lump sum would protect you against this eventuality. (But usually it needs to be a pretty big lump to account for years and years of alimony).

Also make sure any alimony comes directly from his paycheck. It's a pain to have to wait around for your ex to write a check every month, and it kinda pisses them off every month. Better to have direct deposit.