Thanks for setting me straight about smart phones [which I avoid as I am technologically challenged !!] But the point I was also trying to make was that if I were talking to the 'man of my dreams' I would not be simultaneously sending nasty texts to his wife!! Heck I find texting a full time occupation in itself, requiring my attention.
My xh has forgotten how to text btw. Really strange - we used to text all the time, and he said to me a couple of years back 'I can't text, and never have done' Hmmm
Anyway, glad you have blocked nutster woman.
I would separate everything. Even if I ever got together with someone else in a serous way, I would be much more separate in my financial life. I love having my own bank account, credit card and so on. Makes me feel like a grown up! Done with sharing my financial life with ANYONE