Lol. Yeah, it's very exciting. Best part? -0.3 points, so I won't have to put anything into it to fund the refi! It will drop my mortgage by about $150 a month. Which means I can keep paying the same amount, and put it towards more principal or, on tight months, I can use the money for other stuff.
I'm not so excited about mowing the lawn. But at least my trees and flowers are looking good! For the assessment, I think any drop in home values (I bought at a pretty low time of the market, but might have dropped a little further) will be countered by the work I've done on the house, planted 3 trees, replaced the last of the single pane windows, remodeled the master closet. *fingers crossed* If needed, I can pull some of my savings and/or the tax refund to cover a drop in the value, but it just makes so much sense finaincially to take advantage of the lower interest rates.
Looks like I'm going by Roger's tonight. Puppy has been there since yesterday morning visiting with her old foster sister. Roger is taking care of Zoe for a week. I'm gonna go by after work and walk the monsters. Good thing I brought a cute change of clothes and make-up with me today just in case! No uniform for me!
Michelle - Proud DR Rockette S: 28JUL07, D'd: 29OCT09 http://tinyurl.com/27j9qo2
