Now it's all my faullt, but a month ago it was equal. In fact, he thought it was more his fault. And on, and on.
Something to brace for in the future - he will likely blame you more and more as he tries to make himself feel better about his choices. Don't be surprised if you find at some point that he blames you for everything even his toast not having a smiley face on it when he woke up
This is his journey, but there may be more if you let it happen.
Good deal on the refinance. Hopefully that will help.
AJ
"Our lives begin to end the day we become silent about things that matter" MLK Put the glass down... "Yesterday I was clever so I wanted to change the world Today I am wise, so I am changing myself."
