Stuck in Holding Pattern

[ben11]

I'll respond in chunks to keep it somewhat coherent...

What is the goal of a separation agreement in your situation? I don't know your state so I don't know what purpose it serves there. For instance, Does one of you still need health insurance?

If you are so sure this M is over, why not divorce her? (Not suggesting it, but wondering why you'd bother with a SA).

In our province (Canada) you need to wait 1 year. It's something that is held up in court when the year is over.

I'm not using it as a tactic. I just want to officially figure out how we're dividing our shared possessions so that I can move homes knowing what's mine, and what I need to replace. I believe there are clauses in the SAs that if you get back together, that its nullified. So its not like a final nail in the coffin, I'm just trying to protect what I've worked hard for at this point.