MK, I think you have every right to be hesitant about her T. You don't know anything about her T. I don't think there's anything wrong with giving her T a try, though.
Admittedly, I am no expert. However, I don't think there's anything wrong with telling her straight up that you DO have reservations about her T because you don't know anything about him. You have to try and evaluate for yourself. I think ultimately the two of you have to whole-heartedly agree on the same T to be successful.
I don't know that she needed to know your heart was racing. IMO, you weren't wrong for ending the conversation because you weren't in the best place at the time, though.
Again, just MVHO. I am no expert or I wouldn't be here, would I?