I was looking at our bills and it looks like she is going to have a large junk of money left from the funds that I give her to pay some of the household bills. Is it wrong for me to suggest that I keep the money in savings?
You should only be giving her enough to cover the joint household bills. If any item is in doubt, err on the generous side, but you should NOT be paying for her cellphone, drinks or anything else she's doing to sustain her waywardness/walk-away'dness. You don't need to "suggest" anything; just make the adjustment next month, and when she asks "Why did you only give me '$X'?", say "Because according to our family budget, that's all that's needed to cover the joint household bills. I decided to keep the rest in savings."
Starsky
P.S. btw, that "I have decided that _______ " phrasing is good to begin to use. It shows decisiveness, and leading, and strength.
