I've figured out what to do. I'm going to send an email to my wife asking, "Why don't you want things to be better. What do you win by continuing to be miserable?". I think that will fix everything.

SO FRUSTRATED

Regarding the debt - Most of it was wracked up from every day expenses - groceries, gas, bills, etc - and since we had no money, I did not pay my quarterly taxes. IRS needs to get paid.

I think my wife thinks that *I* didn't pay the IRS, so it's my fault. If I paid the IRS, we'd have lost the house, starved to death, and filed for bankruptcy.

As for the time out of work... I needed her support. She gave me the opposite. Now she wants the debt to be my problem.

$2500 of the debt is the cost of my lawyer, which I wouldn't have had to spend if she hadn't started this mess.

I think I see three options here
Plan A) We act in the best interest of the family. I move home and we pool our resources to get rid of the debt and live a comfortable life. Also, as a bonus, we could have communication and improve our relationship.

Plan B) W takes all. I pay W large $$$ every week so she can live with the kids in our house without me. I live in a 1-bedroom slum, and have enough money left over to take a little over a year to pay off the debt, so long as nothing happens - no unexpected expenses. For a year.

Plan C) Eff this, dammit. I come back home. She leaves. She won't pay me child support, so I can't afford the house. We'll foreclose on it and I'll declare bankruptcy. Ok. I just looked at the numbers again. If she takes half the debt with her when she goes, I can actually scrape by and pay the debt off after a little more than a year and keep the house. maybe. Not including the money for the rest of our divorce.

Ugh.


- All for the kids -
Me:34, W:35
M:7, T:13
S6, D3 + my D15 from previous marriage
July 2011 "I think I need a separation"
W filed D September
Currently living apart - she has the house, I rent a room