Informally separated from WAW, but DBing my best

[AlwaysTrying]

W is well-paid. My salary is 75k, hers is around 55K. Maybe she's up to 60 now.

The problem is that I was underemployed for most of 2011. I was freelancing, and had work, but I couldn't keep up with it because I was so devastated because of the probable divorce. Thus the 18K in debt.

I'm pretty sure she wants the debt to be my problem. I can't afford it. I'm financially screwed if we don't stay together, move back into one house, and work this out.

I consider the debt something we created together.