I may file for separation sometime in the next couple weeks. I have some income that I want to protect. Also, it'll protect me from H spending down our money. H said that was okay with him.
I'm still really struggling with things...but, again, it's been 7 months of this crap.
Then I would say you're about 6 months since the time you should have had some formal financial protections in place. People who are actively wayward typically demonstrate off-the-charts senses of ENTITLEMENT, as well as other addictive behaviors, and you'd be wise to protect your finances, Nb.
And if you're refusing to be his bootie call now, he may lash out financially. (He may not, but it's best for you to protect yourself).