Cindy - there are always pros and cons to any question - What I, or anyone else might suggest would be tainted by how it would fit into our sitch. Look closely at what might happen if you did one thing then look closely at what might happen if you did the other. I can understand your dilemma in that it is not an easy decision. While I told someone else on the board that in some cases there might not be a right and a wrong decision to a question but rather there might be two right answers. Well in some cases there might be no right answer but rather just the lesser of two evils. Good luck in working through your decision. I do believe that either way you decide, you will be ok. I sense you are someone that can deal with either result.
