ncl, Thanks for looking in on me -as usual, I'm getting great advice and support from you. I am, slowly, getting to the point of planning my future without my H in it. And wondering if I even want to reconcile with him.
It's taken me a long time, but I am moving on, little by little.
I'm no longer terrified to make him angry/upset by setting out just what will be required for a legally-binding separation of our finances, and going hard to make sure that he does it all 'by the book' rather than getting by on the basis of what he says is fair and reasonable.
I do know what I need to do, and I'm doing it. And I'm interested to see how H will react; not scared.