I think you need to have a serious talk about money with her. I think this falls under protecting yourself. You can DB all day, but paying the bills is important.
My H and I are still in the same house, because we know we can't afford to live apart. Does she normally pay the bills? Does she know how much it costs monthly to maintain your household?
Hope you get things worked out.
Wendy
Me 57 XH 58 Sons age 32 & 27 M:32 D final 9/12 Bought 10 Acres and Living the Dream!