Basically if I keep her on, then I am stuck with her on my insurance until we get divorced. (which I don't know when that will happen, because i can't afford a laywer even for stipulated divorce and she is needling me for a divorce). Even if she insures herself in February, I can't drop her.
When we first separated she was gung ho to get her own insurance, now she wants it. I want stability in this area. If I drop her I would save about $191 a month, which is much needed right now.
She is just waiting to have enough money to pay for a retainer and will then demand a stipulated divorce or she will proceed with me unrepresented.
The way I see it this might be the only way to start protecting myself and save for a lawyer. At least I could save faster.
M:35 W:33 M: 5 yrs. Daughter: 2 yr .7/11/10 D Final: 8/7/12