Hi Val, I just wanted to stop in and say I agree with you - God will allow these things to happen to make us better people, more like Him, more like who we were intended to be.
You ARE worthy. Don't let anyone tell or convince you that you're not. I think it's the enemy coming to bring those negative thoughts to tear us down. Not that I want to ignore constructive criticism.
Hopefully I'm not going super spiritual on you. I'm just sharing what I believe - it's between you and God what you believe.
You have gained so much wisdom since you've been on this MB. This shows in your posts here and to others. You should be very proud of how far you've come.