Yep.........I'm still here

[25yearsmlc]

"Besides, open enrollment starts soon for 2012 and he will not be on my insurance any longer"

DG ^^^^^^^ I would consult an L before you get him off your insurance. If he ends up in a hospital and gets hit with a bill and is unable to pay for it. That might affect your credit too. As I understand it assests and debt are 50/50. just my 2c.

Not a bad idea DG since you MIGHT be held responsible. I doubt it b/c of the physical sep, but hey - better safe than sorry. I would bet anything a creditor would try to nag the heck out of you for a long time before backing off if you have nothing filed.
You all have been apart since Feb and so, in 2/12 either can file right? I mean isn't it a year apart for a no fault divorce?

Has anything been filed at all, like court orders for support?

DG have you sent him written notice of the ins dropping? And are you paying for it as of now? Geez that does take some nerve of him...

Lest I forget, you ARE doing well DG. I see such growth and progress and yes it IS his loss.

When I came to realize I was going to be happy no matter what happened, that realization itself made me happier right then. And it showed, imo.

And who knows why, but I sure think it related to h waking up.

But he never did some of the things your h has done/not done or SAY he wanted a divorce...(just lived 3000 miles away, "up the road")

but most importantly

I did the changes for ME and my kids. Not to get him back. IN fact, when he wanted to rejoin the family in full and recommit,

I had to really really search my soul and see changes in h before I could let him back in. I had finally gotten order in my life and wasn't sure if I wanted to risk going back to crazy land.

So we tend to want what we think we can't have but if we're honest about it all

and face the loss (AND GAIN of their leaving) realistically and if we grow, then it's not a black and white no brainer when they want back in.

takes some serious thought.

Too many LBSers focus ONLY on their loss, and forget to recall reality and they paint the WAS in rose colors so that all they think they want is the WAS back home...asap! But not so fast...

and I know that if your h wants back in, and gets back in, it'll be to a better happier m, or no m at all.

Let that realization empower you, okay?