"Besides, open enrollment starts soon for 2012 and he will not be on my insurance any longer"
DG ^^^^^^^ I would consult an L before you get him off your insurance. If he ends up in a hospital and gets hit with a bill and is unable to pay for it. That might affect your credit too. As I understand it assests and debt are 50/50. just my 2c.
M 53 D 20 Separated 6/22/11 moved out 10/24 Together 26 yrs Married 16 W Filed for D 7/21/11 Served 9/6/11 D final 8/28/12
“Failure is not fatal, but failure to change might be.”