I need some opinions. My ex left in mid-august. After she left she tried to get a credit card in my name. The fraud department called me and asked me about it because it look suspicious. After telling the ex that I almost pressed charges (because I thought it was someone else) she told me that she accidentally used my mother's credit card to order concert tickets that came to $200. She did pay my mom back and was warned to not do that again. The cc was linked to the ticket master account.

Before she left we agreed on what bills each of us would pay. She has a different cell phone provider than I do and it's in her name so she agreed to pay it. She went and charged a new phone, case, etc onto her account. Her bill came out to be around $800. I know this because her provider emailed me a copy of her statement because my ex did not change the email address on the account.

My mother was going over her checking account statements and noticed two separate payments to my ex's cell phone provider. One was around $130 the other was nearly $700 dollars. She asked me about it and I told her I didn't pay those. Turns out the ex used my mom's checking account to pay for her nearly $800 cell phone bill. My mom did not authorize this transaction at all. Her checking account info was on file because she paid a couple bills for us when we were having a hard time financially. Mom called the bank and the cell provider and has two options...eat the cost or file charges.

In the state that I am in this is classified as a class e felony. Punishment is no less than one year in jail and no more than 6 years in jail, plus, up to $3000 in fines. I'm sure they would bargain the sentence down.

Keep in mind that I think my ex is having a MLC or having some mental issues. It's the typical situation that everything is my fault. She's angry and will not accept responsibility for anything. In fact, she told me that I made her move out of the house when I actually begged her to stay and go to counseling. So, you see the state of mind she's in. If my mom or I say anything to her she's going to blow us off...She already has because she has been warned before. My ex's mom has done stuff like this for years to her ex husband. Her ex doesn't do anything about it.

One other thing, my ex and I have two kids. We each have them three and a half days a week. Everything with them is right down the middle. I do refer to my ex as my ex even though separation or divorce papers have not been filed. She did text me two days ago to ask how to file and how much it costs....of course that's a different story.

As you can see, that's a heavy punishment for what she did. My mother is hesitant to file because she doesn't want the kids to be away from their mom if she went to jail. However, the ex is doing some shady stuff. She needs to realize that there are consequences to her actions. You can't steal $800. Even if she didn't go to jail she would still have a police record. Could this be the wake up call she needs? Could this be her hitting rock bottom? She's going to keep doing this stuff until something severe happens. She's a carbon copy of her mom. For example, her mom convinced her ex to take out a $10,000 loan to help her with school. As soon as she got the money she laughed about how she was never going to pay him back.

Any suggestions? My mom is stuck on what to do. I don't know either.

One last thing, I just want my ex to get some help. I know nothing can happen until she's ready for help. She has had a history of mental health issues. I don't want to get her back for leaving me nor am I trying to gain the upper hand with the divorce. My hope is that if files are charged she will realize how big of a hole she's buried herself into.