So, of the options you give above, I'd choose #2: you're a victim because you're complaining and not planning on doing anything about it.
I've done plenty about it. What I haven't done is succeed! Those are two different things!
Now, I can do plenty of things to avoid being a victim, like having an affair or getting a divorce.
Sorry, you totally missed my point. Victimhood is completely a mental outlook. You can't do anything to stop being a victim until you stop THINKING like one.