Thanks all for the advice. Now she's covering up on her own - maybe she's getting used to being separate also.
A little BG. We were totally happy and head over heels for 7 years - day in and out. Then I started a company and started ignoring her. Company collapsed with eceonomy, had twins, almost got forclosed on, couldn't find work. Pulled it together as a contractor but it's inconsistent.
She is now in biz school and having this EA. She told me about OM to be 'respectful' before anything happened. Now she is saying if we didn't have house and she wasn't in school we'd be divorced tomorrow. Said she is keeping an open mind but right now doesn't see us fixing it.