I agree with you, she will have to decide what to do eventually. Or it will eventually be decided for her.Rysmom doesn't want to do anything. Doing nothing at all seems to be preferred to the unknown. That is understandable to someone who has been there, but maybe not after this length of time.

Rysmom, I hope you will take what is posted here as genuine concern for you. Can you make a list of the things you need to do, and maybe commit to one of them? Then another when you see how the first one wasn't as bad as you feared?

Are you afraid that if you do make a move, that it will close the door forever on your M? I feel so bad for you. I don't feel I would have had the courage to file, either, because of my religious beliefs, so I understand. But, if my H was making insane financial decisions, I would have had to talk to someone who could help me to keep from losing everything. Unless, I was able to support myself without his assistance.
vc crazy