I re-read my post (re: finances) and wish that I had phrased it better.
I am currently living below poverty level. The "assets" that I acquired in my divorce weren't that many and I am barely keeping my head above water. I worked for almost 30 years but quit to take care of my mom. Going back to work is not an option for me.
I also asked for everything I could get in my divorce because I knew that H would lose it all to creditors in time. Also, I wanted to preserve as much as I could in case H and I ever reconciled at a future date. I had to file on grounds of adultery in order to accomplish this. Of course, everything is gone now because it took H six years to wake up and I needed the money to survive.
I haven't stepped foot in a beauty salon in two years. I haven't bought any new clothes in two years. I have learned to stretch a dollar and make-do or do without.
H is on probation with his job but he still makes a good salary. Unfortunately, most of it goes to creditors. He mentioned he might be able to help with the mortgage payments on our house. He hasn't lived here in 6 years but his name is still on the mortgage loan (I got a quit claim on it so that his creditors couldn't touch it). If he could do that, it would help me tremendously.
I have had to cash in my work retirement account but am hopeful that I can stretch it out until I am old enough to draw social security. I can do it if H helps with the mortgage payments.
Anyway, I think I gave the impression that all was financially okay for me and that's far from the truth. I wanted to clarify that because ... I know that most of you are struggling financially and I'm right there in the same boat with you.