Look at your auto and home insurance deductibles. If they are $250 consider increasing them to $500 or even a $1000 if you are willing to take on that risk and if the insurance company tells you the difference in premiums will be significant.

Did you get a substantial tax refund this year? If so consider increasing your personal exemptions on your W-4 reducing how much tax is taken out of your paycheck which will increase your take home pay.

For groceries - is there a Costco or Sam's club near you? It may benefit you to buy in bulk and lower your overall bill.

Are you running central air or window air conditioners? Consider either increasing the temperature setting or turning them off and simply running fans. I know it gets hot in GA but cutting costs is cutting costs.

Cutting gas - any chance to carpool with anyone? Cut down on trips and plan your outings so that you kill 2 or even 3 birds with one trip out instead of making multiple trips.

Hope some or all of this helps.

BA